Services Debt Collection We provide a professional debt collection service including letters, phone calls, visits and litigation. Our extensive experience means that we will assess your files on a case by case scenario and taken the most appropriate course of action given the circumstances. Litigation Unfortunately, not all debtors make payment upon demand and sometimes it is necessary to pursue debts through legal action. At Credit Services (NZ) Ltd, we provide a professional litigation service including District and High Court proceedings and enforcements. Ledger Management & Pre Collection We can provide a ledger management service to look after your ledger before your accounts become bad debts. Education & Consultancy We can provide a service to educate and train your staff in credit recovery procedures.